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Digital Money

Digital Money

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Key Highlights

  • Strategic financial planning

  • Building long-term wealth

  • Smart investment strategies

Articles in Digital Money

6 Articles
Good Debt vs. Bad Debt — A Distinction That Can Change Your Financial Life

Good Debt vs. Bad Debt — A Distinction That Can Change Your Financial Life

Not all debt is equal — some build your future; some quietly eat it. Here's how to tell the difference before every loan, EMI, and BNPL checkout.

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Closing the Gender Wealth Gap — Why Financial Literacy Is a Feminist Issue

Closing the Gender Wealth Gap — Why Financial Literacy Is a Feminist Issue

She is educated, capable, and hardworking. But when money comes up, she goes quiet. Across India, millions of women are one job loss, one divorce, or one death away from financial vulnerability — not because they cannot manage money, but because nobody ever taught them they should. This blog is about changing that.

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Zero-Based Budgeting: What It Is and Should You Try It?

Zero-Based Budgeting: What It Is and Should You Try It?

Most people save whatever is left after spending — which is usually nothing. Zero-based budgeting flips that entirely: every rupee of income is assigned a specific purpose before the month begins, including savings and investments. This guide explains how to build one, with a real ₹50,000 monthly example, and when it outperforms the 50/30/20 rule.

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The 50/30/20 Rule Explained Simply — And Why It Works for Indian Households

The 50/30/20 Rule Explained Simply — And Why It Works for Indian Households

Most Indians know they should budget. Almost none do — because most budgeting systems are too complicated to survive real life. The 50/30/20 rule fixes that with three numbers: 50% for needs, 30% for wants, and 20% for savings and investments. Here's exactly how it works for Indian salaries, joint families, and irregular incomes.

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Needs vs. Wants: A Fun Activity To Do With Your Kids At The Supermarket

Needs vs. Wants: A Fun Activity To Do With Your Kids At The Supermarket

Turn your next grocery run into a financial literacy lesson. This simple supermarket activity teaches kids the difference between needs and wants — before age 10.

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Real Estate As An Investment — What Nobody Tells You About The Hidden Costs

Real Estate As An Investment — What Nobody Tells You About The Hidden Costs

Property is the investment every Indian family trusts most — and understands least. Beyond the sticker price lies stamp duty, GST, two decades of loan interest, maintenance charges, renovation costs, brokerage, and capital gains tax. This blog adds it all up — and asks whether real estate is actually delivering the returns you think it is.

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Digital Money - WealthRoots